by Amr Mohamed
Neumetria is partnering with SaaScada, the event-sourced core banking platform used by banks, lenders, financial institutions and BaaS providers across the UK, Europe, and the Gulf. The partnership puts real-time transaction infrastructure and real-time behavioural intelligence on the same rail: financial institutionsget a live, evidence-based read on how a customer is actually doing financially — not another dashboard.
“SaaScada already gives financial institutions a live, accurate record of every transaction. We give them a live read on what that record means for the customer. This partnership puts both on the same rail — the record and the understanding, together in real time.”
— Amr Mohamed, Founder and CEO, Neumetria
“We’re delighted to partner with Neumetria. SaaScada gives financial institutions access to rich, real-time data; Neumetria adds another dimension by turning that data into a deeper understanding of each customer’s financial position, behaviour and needs. Together, we can help financial institutions move beyond simply processing transactions to delivering smarter, more personalised and increasingly AI-driven financial services — ultimately helping them make better decisions and achieve better outcomes for their customers.”
—Steve Round, President and Co-Founder, SaaScada
When SaaScada's live transaction and payment data are put next to Neumetria's liquidity, income, and forecast signals, three things change:
AI payment agents get a financial conscience. An agent approving a payment needs more than a permission check and a balance. Combined data lets it decide whether to proceed, ask for confirmation, defer, or flag that the payment creates short-term stress — before the money moves, not after.
BNPL gets sized to the person, not the product. SaaScada already services BNPL and embedded credit inside the payment journey. Neumetria adds current exposure, income cadence, repayment behaviour, and cash-flow position, so providers can size a limit and set the repayment date around the customer's real income cycle.
Distress gets caught before it's arrears. Neumetria flags deteriorating patterns early — rising debt obligations, worsening cash flow, growing BNPL use, overdraft pressure, financial shocks. This is based on SaaScada's real-time data that enables product approved intervention: adjusted repayment timing, restructuring, converting overdraft into a structured loan.
Islamic banking: real-time proof and real-time understanding
On top of the above, SaaScada gives Islamic banks and financial institutions a real-time, event-sourced core that can reconstruct and prove exactly how any decision was reached. Neumetria gives them a genuine, real-time picture of a customer's actual financial behaviour — not a bureau score. Together: the real-time data and the auditable record a financial institution needs to let agentic AI personalise responsibly, inside the Sharia governance and policy the financial institution itself sets, and prove it to its Sharia board on demand.
Instinctive banking
Transactional banking reacts to what already happened. A complete, real-time picture of the customer — SaaScada data, Neumetria understanding of it — lets a financial institution act instinctively: the right offer, the right information, the right intervention, at the moment it actually serves the customer. For retail banking, that turns consumer duty into something built into every event, not bolted on as a compliance check.
If you run product, risk, or compliance at a bank, lender or other financial institution and want to see what this looks like against your own data, get in touch.
About Neumetria: Neumetria turns live transaction activity into a current, explainable view of each person that fintech products, banks, and AI agents can read before they respond. It interprets behavior in cultural, personal, and temporal context, and updates as that behavior changes. Where a customer publishes a credit policy, Neumetria executes it under the oversight the customer chose. We execute your policy. We never decide.
About SaaScada: SaaScada (https://saascada.com/) is a scalable, real-time core banking platform designed to help financial institutions launch powerful products faster, more easily and at lower cost as they grow.
Our cloud-native architecture provides instant access to real-time data, AI readiness and flexible reporting. With unmatched product configurability across all product types, teams can quickly test, build and launch new offerings, then apply fully audited configuration changes in minutes rather than days.
Used as a primary core or alongside legacy systems, SaaScada’s real-time, AI-ready platform, shortens development cycles, drives innovation, reduces operational overheads and supports the delivery of outstanding customer experiences for modern banking.